Concrete contractor insurance, done for you.
Concrete is one of the trades California requires to carry workers comp even with no employees. We place it, fit your liability to your contracts, and get certificates out fast.
C-8 concrete contractors face heavy-work liability and a state workers comp requirement that applies even with no employees. We shop multiple carriers to fit your work and keep your license clean.
What a concrete contractor usually needs
Workers compensation (required)
California requires concrete contractors to carry workers comp even with no employees, under the trades phased in since 2023. We place it and keep you audit-ready.
General liability
Meets the $1M/$2M limits and additional-insured endorsements GCs and owners require on concrete and flatwork.
CSLB bond and certificates
The $25,000 license bond that keeps your license active, plus same-day certificates for your jobs.
Explore more coverage and trades
Concrete questions we hear
Do concrete contractors need workers comp with no employees?
Yes. Concrete (C-8) is one of the trades California requires to carry workers comp regardless of employee count. We help you put it in place and stay compliant.
What liability do GCs require on concrete work?
Commonly $1M per occurrence and $2M aggregate, naming the GC and owner as additional insured. Send us the contract and we will match it.
Can you bundle the bond with my coverage?
Yes. We place the $25,000 CSLB bond and can set it up alongside your liability and workers comp.
Get concrete coverage quoted
Tell us your work and your contracts. We will put the right coverage together.
(714) 421-4658 · info@doneforyouins.com