Plumbing contractor insurance, done for you.
Water damage is a real exposure for plumbers, and GCs expect proof of coverage before you start. We fit your liability to your contracts and handle the rest.
C-36 plumbing contractors carry meaningful liability, since a leak or a mistake can cause expensive water damage. We shop carriers to fit your work, cover your tools, and keep your certificates moving.
What a plumbing contractor usually needs
General liability
Meets the limits and additional-insured endorsements GCs and owners require, with water-damage exposure in mind.
Workers comp and tools
Workers comp once you have a crew, plus inland marine for the tools and equipment auto and liability leave out.
Commercial auto and CSLB bond
Coverage for your work vehicles and the $25,000 license bond that keeps your license active.
Explore more coverage and trades
Plumbing questions we hear
What liability limits do GCs ask plumbers for?
Commonly $1M per occurrence and $2M aggregate, naming the GC and owner as additional insured. Send us the contract and we will match it.
Does my policy cover water damage I cause?
General liability generally responds to property damage you cause to others, subject to the policy terms. We will review your work and explain what is and is not covered.
Do I need workers comp?
Once you have employees, yes, and the requirement expands to all licensed contractors by 2028. We help you stay compliant.
Get plumbing coverage quoted
Tell us your work and your contracts. We will put the right coverage together.
(714) 421-4658 · info@doneforyouins.com