Roofing contractor insurance, done for you.
Roofing is a harder risk to place, and California requires workers comp for roofers even with no employees. We shop carriers that write roofers and put the full package together.
C-39 roofing is one of the harder trades to insure, and many carriers decline it. As an independent broker we can shop the market, including specialty carriers, instead of being limited to one company. California also requires roofers to carry workers comp regardless of employee count, so we make sure that is in place.
What a roofing contractor usually needs
Workers compensation (required)
California requires C-39 roofers to carry workers comp even with no employees. We place it and keep you ready for audit.
General liability
Roofing liability is priced higher than most trades. We compare carriers, including specialty markets, to fit your work and your contracts.
CSLB bond and certificates
The $25,000 license bond that keeps your license active, plus same-day certificates and additional-insured endorsements for your GCs.
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Roofing questions we hear
Do roofers really need workers comp with no employees?
Yes. In California, C-39 roofing contractors must carry workers comp regardless of whether they have employees. Working without it can suspend your license.
Why is roofing insurance harder to get?
Many carriers limit or decline roofing because of the risk. An independent broker can shop specialty and surplus markets that a single-carrier agent cannot reach.
Can you help if I was non-renewed?
Yes. If a carrier dropped you, we can shop the broader market to find a fit. Send us your details and we will get to work.
Get roofing coverage quoted
Tell us about your roofing work. We will shop carriers that write your trade.
(714) 421-4658 · info@doneforyouins.com