General contractor insurance, done for you.
From the bond that keeps your license active to the certificates an owner needs before you break ground, we put the whole package together and explain it in your language.
Class B general building contractors carry the broadest exposure on a job, because you coordinate the whole project and the other trades. Owners, lenders, and public agencies expect proof of coverage before work starts. We shop multiple carriers to fit your scope and keep you ready to bid.
What a general contractor usually needs
General liability
The $1M/$2M coverage owners and GCs require before you bid or break ground, with the additional-insured endorsements your contracts call for.
Workers compensation
Required once you have employees, and the rules are expanding to all licensed contractors by 2028. We keep you compliant and ready for audit.
CSLB bond and builders risk
The $25,000 license bond that keeps your license active, plus course-of-construction coverage many lenders require before releasing funds.
Explore more coverage and trades
Class B questions we hear
What insurance do project owners usually require from a GC?
Most ask for general liability at $1M per occurrence and $2M aggregate, naming them as additional insured, plus workers comp if you have employees. Larger and public jobs often require higher limits. Send us the contract and we will match it.
Do I need builders risk?
If you are responsible for the structure during construction, often yes, and lenders frequently require it before releasing draws. We can quote it per project or annually.
Can you bundle the CSLB bond with my other coverage?
Yes. We place the $25,000 license bond and can set it up alongside your liability and workers comp so renewals stay simple.
Get your Class B package quoted
Send us your scope and your owner or GC requirements. We will tell you exactly what you need.
(714) 421-4658 · info@doneforyouins.com